Life Certificate PDF & Word
The Life Certificate Form is the official document a pensioner submits to prove that they are alive and remain eligible to draw pension. Commonly known as the life certificate or pension certificate, it is attested by an authorised officer and submitted to the disbursing bank or office every year, or at the interval the authority fixes. This page offers the form as free PDF and editable Word downloads, together with a complete guide on who can attest it, how to submit it, and what happens if it is late.
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What is a Life Certificate?
A life certificate is the formal proof, attested by an authorised officer, that a pensioner is alive. Submission of this certificate is mandatory for the continuation of pension payment, because the disbursing authority must confirm the pensioner is still eligible before releasing further instalments.
Who needs to submit a Life Certificate?
The certificate is required from anyone drawing a recurring pension, both retired employees and family pension recipients, whose payments continue over time. The exact group and frequency are set by the disbursing authority, but it broadly covers:
- Retired government employees drawing service pension
- Widows, widowers, and dependants drawing family pension
- Any pensioner notified by the disbursing bank or office
Who can attest the Life Certificate?
The certificate must be attested by an authorised person who can confirm the pensioner's identity in person. The usual attesting authorities are:
- A gazetted government officer
- A magistrate or notary public
- An officer of the pension disbursing bank
- A designated medical officer, in prescribed cases
What information does the certificate contain?
A complete life certificate identifies the pensioner and links the declaration to the correct pension account, so the disbursing office can match it without doubt:
- Name and CNIC of the pensioner
- Pension Payment Order (PPO) or pension account number
- A clear declaration that the pensioner is alive
- Date and place of attestation
- Signature, name, designation, and stamp of the attesting officer
How do I submit the Life Certificate?
Follow these steps to prepare and submit a valid certificate:
- Download the Life Certificate Form in PDF or Word from this page.
- Fill in your pension and personal particulars accurately.
- Present yourself in person before an authorised attesting officer.
- Obtain the attesting officer's signature, designation, and stamp.
- Submit the certificate to your pension disbursing bank or office.
- Keep a stamped copy as proof of submission.
Where do I submit the Life Certificate?
Submit the attested certificate to the bank branch or office that disburses your pension, usually your pension paying bank or the pension disbursing authority. Some offices also accept it through the parent department, so confirm the accepted channel with your disbursing office.
How often must the Life Certificate be submitted?
It is most commonly submitted once a year, though the disbursing authority may set a different frequency. Filing it a little before the due date is the safest way to ensure your pension is not interrupted, because a missing certificate is the single most common cause of a temporary pension suspension.
Important tips to avoid pension suspension
Keep these points in mind when preparing and submitting the certificate:
- Submit the certificate before the notified due date.
- Ensure the attesting officer's signature, designation, and stamp are clear.
- Match your name and CNIC exactly to the pension record.
- Quote the correct PPO or pension account number.
- Keep a stamped acknowledgement copy for your records.
Frequently asked questions
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